👉What Makes a Good Charlotte NC Short Sale Agent?

Short sales in Charlotte NC

A great short sale agent can make all the difference between success and failure in your short sale transaction. 

A short sale refers to an agreement between you and your lender that the lender will accept less than the full payoff amount for your mortgage. Because of the complex nature of the transaction, it is strongly recommended that sellers work with short sale agents in Charlotte.

You’ll need the help of an agent with a successful track record in short sales. With their experience and connections, such an agent will be able to identify and help resolve possible problems and protect your interests.

However, homeowners should be aware that there are some real estate agents who claim to be short sale agents but do not possess the education or experience to provide the service you need.

Don’t fall for flashy websites or online courses taken on short sales. It takes more than just one class to make someone a true short sales specialist. Make sure your Charlotte short sales agent has actual experience closing short sale deals before you sign up.

Good short sale agents can be difficult to find if you don’t know the qualities to look for, so here are the top qualities that make a good and effective short sale agent:

Attention to details

Paying close attention to details is imperative in a short sale. If the process isn't handled correctly from the beginning, you will run out of time and your home will go into foreclosure.

This isn't a regular real estate transaction where if the home doesn't sell you can just re-list with another real estate agent. There are all kinds of information and steps in a short sale process and an attention to detail will prevent the process from being delayed.

Excellent organizational skills

You need a professional who has a good system for keeping everything organized. You want an agent that can keep track of multiple lenders, maintain mountains of paperwork, and understand the Charlotte NC short sale market. Needless to say, this takes some organization skills.

Short sales in Charlotte NC

An organized agent will find the time every day to check on your short sale files and keep the process moving. On the contrary, a disorganized agent will cause delays and could even cause your lender to cancel the short sale process because its requests aren't being met.

Your short sale agent will need to respond quickly to requests from the lender or from a buyers’ agent about your property in order to move the process forward.

Great communication skills

As a homeowner doing a short sale, it can be stressful to deal with an agent who’s not a great communicator. A short sale transaction is time sensitive, so you need an agent who will let you know quickly where you stand with your current situation.

Your agent is an essential part of the outcome of your short sale, so choose someone whom you can communicate with easily and who gives you confidence that the transaction can be completed.

Looking for short sale agents? No need to look further!

Let our team at Showcase Realty be your trusted resource throughout the entire short sale process. Our agents have the expertise to guide you through this oftentimes complex transaction.  

We can help you short sell your home so you can move on with your life. Call us now at 704-997-3794! We’re more than willing to explain how the process works in detail and answer any questions you may have.

👍Why You Should Choose Us to Be Your Charlotte Short Sale Agents

Charlotte short sale agents

A short sale is no small task. 

Are you a struggling homeowner facing foreclosure? Are you thinking about selling your home in a short sale? Before making any decisions, it’s important to consider all options. Make sure a short sale is the best choice given your unique situation.

Understanding Short Sales

A short sale is the sale of real estate that generates proceeds less than the amount owed on the property. The lender agrees to let you sell the property and to accept the proceeds in exchange for releasing the mortgage lien. In this kind of transaction, your Charlotte short sale agent will need to work with your lender in order to get approval to sell your home for less than the amount owed.

A short sale is only for homeowners who are facing a hardship, such as unemployment or severe reduction in income, divorce, bankruptcy, medical emergency, transferring to a job out of town, or death of a co-homeowner. The homeowner must also have an upside-down mortgage.

A short sale negotiation process with a bank is very complex and time-consuming. In today’s market, the right agent with short sale experience is a key individual in the process of avoiding foreclosure.

You will need the expertise of a short sale expert like me, Nancy Braun. My team and I specialize in short sales and we are more than willing to assist you in finding a favorable solution for your situation.

Here are some reasons why you should choose us as your short sale agents:

We are experienced

Just like in any other business, experience is important. Choosing the right short sale agent with unquestionable experience is necessary for a successful transaction.

In fact, experience is the most important characteristic when hiring a Charlotte NC short sale agent. If you make the mistake of hiring an agent who lacks the necessary experience, the short sale could result in exactly what is intended to be avoided, foreclosure.

The good news is our team at Showcase Realty have successfully represented both sellers and buyers in completing short sale transactions. We understand the complexities of the short sale process and we know how critical the deadlines are.

Charlotte NC short sale agents

We are Tech Savvy

We understand the need to become tech-savvy to meet the shift in the industry and stay ahead of our game. With technology moving the real estate industry forward in leaps and bounds, it makes sense to work with agents who know how to use technology to your advantage.

My team and I use top marketing strategies, technology, and systems to give our  clients cutting-edge results, at top dollar, and in the least amount of time.

We are Professional

Our goal is to provide our clients with high quality, innovative, and exceptional real estate service. We always adhere to the highest standards of integrity and ethical business practices. We practice honesty and integrity at all times and in all situations.  

Contact us now at 704-997-3794! We’re here to help you every step of the process.

In case you cannot view this video here, please click the link below to view Why You Should Choose Us to Be Your Charlotte Short Sale Agents in Charlotte NC on my YouTube channel: https://youtu.be/9aeat7OSSDg

✋What Are the Top Mistakes Sellers Should Avoid in a Short Sale?

Charlotte Short Sale Agents

Are you considering a short sale? 

Do you need to sell your underwater Charlotte NC home? A short sale is a great option. Although it is neither quick nor stress-free, it provides homeowners a way to get out of a difficult mortgage situation and avoid foreclosure.

However, if not handled properly, the deal can fall through, backfire, and even end in foreclosure.

If you are seriously considering doing a short sale, you need to steer clear of these common seller mistakes:

Mistake #1: Incorrect Pricing

For a short sale to be successful, your home should be priced appropriately, not too high and not too low. The price should also be appealing to the short sale bank, the buyer’s agent, and the buyer’s lender.

Remember that a well-priced short sale will sell quickly. It is an art that involves some give and take.

Mistake #2: Insufficient Marketing

Some agents convince sellers that pricing is the only thing that will attract buyers to a short sale. That is not true!

As a Certified Short Sale Seller, I know a short sale needs the same level of marketing that regular listings receive. Your property has to be exposed to the widest possible range of buyers by utilizing an established online marketing strategy. In addition, your online listings should present several photographs showing that the home is in good condition.

Charlotte Short Sale Agents

Mistake #3: No photos

Another major mistake that you should avoid is submitting a listing without good quality photographs. A listing without pictures sends a negative message because it makes buyers think that there’s probably something wrong with the home. Moreover, on the top realtor sites, listings with more photos get the lion’s share of page views.

Mistake #4: Poor maintenance

Like other properties, short sales need to be staged in a way that appeals to buyers. Sellers need to prepare the home for sale and keep it in excellent condition. Even a lower price will not compensate for lack of maintenance. The house should be kept pristine until the sale goes through.

You have to patch up holes, make the beds, clean the carpets, repaint the walls, and keep up with the yard work to appeal to buyers. Don't give prospective buyers any reason to fear the house will be in shambles upon vacating.

Mistake #5: Choosing an inexperienced agent

A short sale differs in a number of ways from a traditional home sale. Short sales can drag on for months, and it is best to hire a Charlotte NC short sale agent with extensive experience.

That would be me, Nancy Braun. I have recently earned the first and only North Carolina state specific Certified Short Sale Seller designation.

My team and I have successfully represented both sellers and buyers in completing short sale transactions. We will be your trusted resource and guide throughout the entire short sale process. 

Call us today at 704-997-3794 if you have any questions about short sales or are ready to take the next step in putting your Charlotte NC home on the market as a short sale.

We look forward to working with you!

In case you cannot view this video here, please click the link below to view What Are the Top Mistakes Sellers Should Avoid in a Short Sale? on my YouTube channel: https://youtu.be/_7gAcAhNmW8

🏠How Does the Short Sale Process Work in Charlotte NC

Charlotte NC Short Sales

A short sale allows you to sell your home, eliminate the possibility of a foreclosure, and satisfy your mortgage at the same time!

Not everyone in my field of real estate has been duly trained to understand the short sale process. This is the reason why I’m reaching out to you so you can find answers to your questions and to help you understand why a short sale is always a better option than a foreclosure.

My name is Nancy Braun and I’m your designated Certified Short Sale Seller (CSSS) in Charlotte, NC. I’m bringing you our specific step by step process, which will not only educate and help you make the right decisions but will also guarantee a fresh start for you that is mortgage-free.

Bank of America says the best way to avoid foreclosure and your property being auctioned off is through a short sale!

Short Sales in Charlotte, NC  are not everyone’s cup of tea . With everything that Advance Mortgage Education has taught me plus my experience in the real estate industry for more than two decades, I’m extremely confident that we can skip the frustrating parts and jump straight to the revolutionary steps of the short sale process.

This is unique in each state, but the steps generally include:

  1. Demonstrate financial hardship and provide documents

  2. Contact a REALTORⓇ

  3. Settle with a lender then sell your property

Charlotte NC Short Sales

Demonstrate financial hardship and provide documents. Once you have identified that you’re behind on your mortgage or you can no longer continue to pay due to illness or job change, you will need to demonstrate financial hardship by showing documents to your lender. Your lender or the bank will need to see financial records and why the sale could not recoup the mortgage with a regular sale.

Some of these primary documents are:

  • Authorization to release information

  • Your financial statement

  • Listing contract

  • Purchase and sale agreement

  • Your last two pay stubs

  • Two months of bank statements

  • Two most recent tax returns

  • Comparative Market Analysis (CMA) of value

  • Your personal hardship letter

Bear in mind that some lenders may demand additional documents but I normally call them ahead of time to get the list of complete requirements before submitting the complete short sale package.

Contact a REALTORⓇ. You will need a Certified Short Sale Seller like myself to deal with the complexity of this transaction. I can verify if you make a good candidate for a short sale. Through your letter of authorization, I can contact your lender on your behalf, list your house at the low end of fair market value.

Settle with a lender then sell your property. My team and I sell homes 24% faster than the average agent.  I have no doubt that we can accomplish  the same thing with short sales.

I will be there as your lender completes the appraisal and will monitor your loan status until closing. This can be a slow process, as the average turnaround time for approval or denial is 40-60 days. In some cases, it may take longer.

I would love to be there for you as we review the terms from each lender that sends an approval letter and together we can decide the settlement.

We’ll make this a positive and an unforgettable selling experience

Call me, Nancy Braun, at 704-997-3794! I will be helping you sell your home in Charlotte, NC.

And if you’re a buyer reading this, as long as you’re willing to wait for third party approvals, short sales are definitely a steal!

In case you cannot view this video here, please click the link below to view How Does the Short Sale Process Work in Charlotte NC on my YouTube channel: https://youtu.be/v6cB1Oh8ExA

What Are the Top 3 Things to Consider in Hiring a Charlotte Short Sale Agent

Short Sale Agent in Charlotte

Selling a home under difficult circumstances is challenging but it’s always smarter than pursuing the road of bankruptcy or foreclosure 

One of the things you should be exact about when you’re opting for a short sale is hiring an agent.

A short sale is not an easy task, it requires a lot of skill and experience to make it work. It’s not enough to hire a short sale agent in Charlotte just by choosing the first one you see online. We'll help you determine how to wisely choose one by considering these 3 tips.

Short sales experience  

My team and I at Showcase Realty understand the importance of working with someone who is reliable and has impressive experience.

The great news is yours truly, Nancy Braun, has recently earned the first and only North Carolina state specific Certified Short Sale Seller designation which has been made possible through the Advance Mortgage Education.

I will help you work on getting back your financial freedom by providing you with better options if you’re faced with the depressing possibility of a foreclosure.

Experience with a short sale bank  

I can entice the bank to accept the short sale offer. This means:

  • returning the documents required by the bank promptly including a hardship letter
  • being responsible for generating a Comparative Market Analysis (CMA) to justify the price
  • providing buyer’s information
  • submitting other documents such as proof of income and assets

I will do the groundwork first.

Home selling experience in Charlotte 

With more than 20 years of successful experience in real estate and the mortgage market, I’ve no doubt that I’ll be able to bring excellent results on the table. I have genuine concern and a vision for both home sellers and buyers.

I’ve sold thousands of homes. I’ve joined the top ranks when it comes to resales in the region. My real estate home selling team will place you in a very enviable position of working with these highly motivated buyer and seller prospects that we generate so you will have higher tendency of selling your house overnight.

Short Sale Agent in Charlotte

There goes our top 3 tips on choosing a short sale agent in Charlotte!

The sale of your house will depend on my skill level as a Certified Short Sale Seller.  And that is why it’s necessary to pick me as someone who will help you become a champion on this journey.

There’s always something good in every situation, and I’m excited to work with you so l can help you gain a better understanding on short sales. And even after this transaction, you can still expect me to be around making sure that you will have a positive start. After all, we’re put here on earth to look after each other.

Once again, this is Nancy Braun! Call me at 704-997-3794!

In case you cannot view this video here, please click the link below to view What Are the Top 3 Things to Consider in Hiring a Charlotte Short Sale Agent on my YouTube channel: https://youtu.be/7AQbIZMZ_XY

1 2 3 29